This article covers bills for business Chexy accounts. If you're paying personal expenses, see What types of bills can I pay with Chexy? (Personal accounts) instead.
✅ Bills you can pay
We support a wide range of business bills and expenses. The table below shows each approved category, which cards you can use, and what does and doesn't qualify.
Category | Description | Cards accepted | What's accepted | What's NOT accepted |
Suppliers | Pay your business suppliers and vendors for goods or services. | Visa / Mastercard / Amex | Paying a supplier or vendor for goods or services provided to your business. An invoice is required. | Paying a person or business for anything unrelated to your business operations. |
Healthcare B2B | Pay healthcare vendors, suppliers, or contractors that serve your practice or business. | Visa / Mastercard only | Paying a healthcare vendor, supplier, or contractor for goods or services provided to your business. An invoice is required. | Paying a person or business for anything unrelated to your business operations. |
Payroll | Pay employee wages or salary. | Visa / Mastercard only | Paying wages or salary to your employees. | Paying a person or business for anything that isn't employee wages or salary. |
Commercial Rent | Pay commercial rent for your office space, store, or warehouse. | Visa / Mastercard only | Paying your landlord for commercial space — office, retail, or warehouse. A copy of the lease is required. | Residential rent (use a personal account); short-term or day workspace rentals. |
Utilities | Pay for electricity, water, gas, and waste management services. | Visa / Mastercard / Amex | Paying a utility provider for your business premises — electricity/hydro, water, gas, or waste management. | Phone or internet; paying a contractor for repairs or servicing. |
Insurance | Pay for commercial insurance premiums. | Visa / Mastercard / Amex | Paying an insurer for commercial insurance premiums (e.g. liability, property, commercial auto). | Professional membership or licensing fees (e.g. CPA, Professional Engineers). |
Income, Property & Business Taxes | Pay income taxes to the CRA and Revenu Québec, municipal property taxes, and business taxes (including corporate taxes, payroll remittance, and GST/HST remittance with a 20-digit payment code). | Visa / Mastercard / Amex | Paying the CRA, Revenu Québec, or a municipality — corporate income tax, property tax, payroll remittance, or GST/HST. | Paying an accountant's fees to prepare or file your taxes. |
💳 Why can't I use Amex for some categories?
Amex has restrictions on certain types of payments. Here's what that means:
Some categories can only be paid with a Visa or Mastercard credit card. Anything marked "Visa / Mastercard only" in the table above can't be charged to an Amex card.
This isn't a Chexy limitation — it comes from Amex's own rules for these payment types. Just use a Visa or Mastercard card for those categories instead.
Even for Amex-approved categories, only payments that genuinely fall within that category qualify. Check the "What's accepted" and "What's NOT accepted" columns above to confirm your payment is eligible.
💸 Can I pay myself dividends or other expenses/incomes through Chexy?
No. Chexy does not support:
Dividend payments to yourself
Owner draws
Internal company distributions
Transfers between your own personal and corporate accounts
Chexy is designed for third-party bill payments — rent, utilities, taxes, and corporate payables. It is not a substitute for banking transfers or internal accounting distributions.
🚫 What we don't support
While Chexy is flexible, there are a few types of payments we do not support on our platform:
Loan payments
At this time, Chexy cannot be used for repaying credit cards, personal loans (including Buy Now Pay Later), or other forms of debt.Bank account funding
We don't support sending money to personal bank accounts, brokerage accounts, or savings accounts. We also don't support currency conversion. Chexy is designed for bill payments only, not for cash advances or account top-ups.