nsave Rewards turns your international payment account into an earning engine.
Just keep using your USD account the way you already do, and you’ll earn daily rewards of up to 5% annually, paid straight into your balance every single day.
Your money stays fully liquid for payments, subscriptions, card spending, and transfers. You get the best of both worlds: your cash grows… and stays instantly available.
How to activate nsave Rewards
Make sure your app is updated to the latest version.
On your home screen, you’ll see a “Rewards” tab next to your Account Details.
Tap it to learn more and choose whether to opt in.
You can activate or deactivate Rewards anytime.
How much you can earn
Your reward percentage depends on two things:
Whether you're an Early or New user.
Your subscription plan (Free or Pro).
You're an Early user if you’ve made a transaction in the last 60 days before the launch. That is between September 18 to November 17.
Reward Rates
5% — Early user, on Pro
4% — Early user, on Free
4% — New user, on Pro
3% — New user, on Free
| PRO | FREE |
Early | 5% | 4% |
New | 4% | 3% |
The current rates will run for 2 months from launch (until approx. Jan 16–17).
Eligibility Limits
Maximum eligible balance: $100,000
Minimum balance: approx. $75–$200 (depending on the tier you are on)
This simply ensures that rewards aren’t less than one cent per day.
✨ Remember: the % you see is an annual percentage. You receive a small portion of it every day.
What happens if I upgrade or downgrade my plan?
Rewards update automatically based on your plan:
If you were an Early user (Promo launch)
Pro → 5%
Free → 4%
If you upgrade to Pro, you move to 5%.
If you downgrade to Free, you drop to 4%.
If you’re a New user (after Promo launch)
Pro → 4%
Free → 3%
Upgrading or downgrading changes your % immediately.
How and when are rewards paid?
Rewards are calculated daily and credited to your account every day at 2am UK time.
Here’s how the calculation works:
We look at your minimum balance during the day.
We apply the annual % rate you fall under.
We divide it by 365.
That amount is sent to your account as your daily reward.
Everything is automated, nothing you need to do.
Example: How Daily Rewards Work
Let’s say you’re on the Free plan and part of the existing MAU group → your reward is 4% annually.
If your balance today is $1,000, your calculation is:
Annual reward: 4% of $1,000 = $40 per year
Daily reward: $40 ÷ 365 ≈ $0.11 per day
So you’d receive $0.11 credited to your account at 2am UK time. That amount will change if your balance increase or decrease the following day
Is this Shariah-compliant?
This is a reward given directly by nsave (think of it as a direct gift or incentive). The funds are not invested or managed. Activating nsave Rewards is entirely optional, allowing users to decide their participation. While nsave Rewards avoids investment or profit-sharing mechanisms, it does not hold an official Shariah certification to confirm compliance with Islamic finance principles. For further transparency, users can review terms and disclosures in the app or consult directly with an expert for assurance on compliance.
Need Help?
We’re here for you, just message us anytime through the app
Happy earning with nsave Rewards 🚀💸