We believe pricing should be clear, fair, and easy to understand. Below is a simple breakdown of how pricing works on nsave personal accounts, what’s free, and when fees may apply.
Our core promise stays the same:
Receive USD for free. Send money home fast and affordably. Spend globally at no cost.
Monthly plans
Free Plan - $0/month
Designed for everyday use and getting started.
Pro Plan -$9.99/month
Built for customers who send larger amounts or need more advanced features, with lower fees across key services.
What stays free
No matter your plan:
Receiving USD is free
USD ACH details are free
Global card spending is free
No hidden charges on incoming funds
These are core to what we offer — and they’re not changing.
Account & setup fees
Feature | Free Plan | Pro Plan |
USD ACH Details | Free | Free |
USD Wire Details | $1.99 (one‑time, pay‑as‑you‑go) | Free |
GBP Account Details | $1.99 (one‑time, pay‑as‑you‑go) | Free |
FX (currency conversion)
We show you the exchange rate upfront before you confirm any conversion.
Conversion | Free Plan | Pro Plan |
GBP ↔ USD | 1% | 0.5% |
Card FX | 1.5% | 1.5% |
You’ll always see the final amount before you complete a transaction.
Payout fees (sending money out)
Minimum payout fee: Some payouts have a minimum fee (around $0.50). This fee may be waived when sending above a certain amount, which will be clearly shown in‑app.
Card fees
Feature | Free Plan | Pro Plan |
Card issuing | $1.99 per card | $0 |
Additional cards | $1.99 each | $1 each |
Transfers out
Transfer type | Fee |
FPS | $1 |
SWIFT | $12.99 (Free) / $9.99 (Pro) |
Yield on USD balances only
Customers may earn yield on USD balances:
Free Plan: up to 3.2%
Pro Plan: up to 4.2%
Rates may vary over time and are shown in‑app.
Transparency & trust
We always show fees and rates before you confirm a transaction
No hidden charges after the fact
Pricing may vary by country and product availability
If anything is unclear, our support team is here to help.
Questions?
If you’d like help choosing a plan or understanding a specific fee, contact support directly from the app.
We’re committed to building pricing that’s fair, transparent, and designed around how you actually use nsave.