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nsave Pricing Overview (Personal Accounts)

Simple breakdown of how pricing works on nsave personal accounts, what’s free, and when fees may apply.

We believe pricing should be clear, fair, and easy to understand. Below is a simple breakdown of how pricing works on nsave personal accounts, what's free, and when fees may apply.

Our core promise stays the same:
Receive USD for free. Send money home fast and affordably. Spend globally at no cost.


Monthly plans

Free Plan - $0/month

Designed for everyday use and getting started.

Pro Plan -$9.99/month

Built for customers who send larger amounts or need more advanced features, with lower fees across key services.


What stays free

No matter your plan:

  • Receiving USD is free

  • USD ACH details are free

  • Global card spending is free

  • No hidden charges on incoming funds

These are core to what we offer — and they're not changing.


Account & setup fees

Feature

Free Plan

Pro Plan

USD ACH Details

Free

Free

USD Wire Details

$1.99 (one‑time, pay‑as‑you‑go)

Free

GBP Account Details

$1.99 (one‑time, pay‑as‑you‑go)

Free

EUR Account Details

$1.99 (one‑time, pay‑as‑you‑go)

$1.99 (one‑time, pay‑as‑you‑go)

For a full guide to EUR accounts, see Receiving, holding, and sending Euros with nsave.


FX (currency conversion)

We show you the exchange rate upfront before you confirm any conversion.

Conversion

Free Plan

Pro Plan

GBP ↔ USD

1%

0.5%

EUR ↔ USD / EUR ↔ GBP

1%

0.5%

Card FX

1.5%

1.5%

All conversions are available 24/7 with no minimum. You'll always see the final amount before you complete a transaction.


Payout fees (sending money out)

EUR transfers: $1 per transfer (Free & Pro)

Minimum payout fee: Some payouts have a minimum fee (around $0.50). This fee may be waived when sending above a certain amount, which will be clearly shown in‑app.


Card fees

Feature

Free Plan

Pro Plan

Card issuing

$1.99 per card

$0

Additional cards

$1.99 each

$1 each


Transfers out

Transfer type

Fee

FPS (GBP)

$1

SEPA (EUR)

$1

SWIFT

$12.99 (Free) / $9.99 (Pro)


Yield on USD balances only

Customers may earn yield on USD balances:

  • Free Plan: up to 3.2%

  • Pro Plan: up to 4.2%

Rates may vary over time and are shown in‑app.


Transparency & trust

  • We always show fees and rates before you confirm a transaction

  • No hidden charges after the fact

  • Pricing may vary by country and product availability

If anything is unclear, our support team is here to help.


Questions?

If you'd like help choosing a plan or understanding a specific fee, contact support directly from the app.

We're committed to building pricing that's fair, transparent, and designed around how you actually use nsave.

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