Your nsave EUR account lets you receive, hold, and send euros alongside the other currencies you use on nsave. EUR transfers are processed via SEPA (Single Euro Payments Area).
If you previously received EUR payments into your USD IBAN with automatic conversion, you can continue to do that — or open a dedicated EUR account to keep funds in EUR. Learn more about receiving EUR without a EUR account.
Pricing at a glance
Action | Standard plan | Pro plan |
Open a EUR account | $5.99 one-time (waived for EU residential address) | Free |
Monthly fee to keep IBAN open | $0.99 / month | Free (included in subscription) |
Receive EUR (SEPA) | Free | Free |
Send EUR (SEPA) | $1 per transfer | $1 per transfer |
Minimum balance | None | None |
🇪🇺 Based in the EU? The $5.99 opening fee is waived automatically based on your residential address on file. The $0.99 monthly fee still applies on Standard. On Pro, neither fee applies.
✅ On nsave Pro? Both the $5.99 activation fee and the $0.99 monthly fee are included in your Pro subscription — nothing extra to pay.
✅ Who is excluded from EUR account fees
EU residents— the $5.99 opening fee is waived. The $0.99/month still applies on Standard.
Prior activation fee payers ($5.99 or $1.99)— per IBAN: any user who paid any activation fee for the EUR account is excluded from the $0.99 monthly fee for that specific IBAN. Opening a different IBAN currency is a new activation.
nsave Pro subscribers— both the activation fee and the monthly fee are included in your subscription.
How to open a EUR account
Open the nsave app and go to Accounts.
Tap Add account and select EUR.
Confirm the account opening fee (if any) and tap Open account.
Your EUR account details (IBAN and BIC) will appear immediately and are ready to receive funds.
How to receive EUR
Share your EUR account details (IBAN and BIC) with the sender. Incoming SEPA transfers are free and typically arrive within 2–5 business days, depending on the sender's bank.
How to send EUR
Tap Send from your EUR account.
Enter the recipient's IBAN and full name as it appears on their account.
Enter the amount and review the fees.
Confirm with your usual nsave authentication.
Frequently asked questions
Is the EUR account really free for EU users?
The $5.99 opening fee is waived if your residential address is in an EU country. The $0.99 monthly fee still applies on Standard. On Pro, both fees are included in your subscription.
Is there a minimum balance?
No. You can hold any amount, including zero.
Which payment network is used for EUR transfers?
EUR transfers — both incoming and outgoing — are processed via SEPA, which covers EU/EEA countries and several others.
Can I convert EUR to another currency I hold on nsave?
Yes. You can convert to USD or GBP instantly and 24/7.
Are third-party transfers supported?
Yes. Third-party transfers are supported.
Need help? Reach out via support@nsave.com from the Help section in the app.