Your nsave EUR account lets you receive, hold, and send euros alongside the other currencies you use on nsave. EUR transfers are processed via SEPA (Single Euro Payments Area).
If you previously received EUR payments into your USD IBAN with automatic conversion, you can continue to do that — or open a dedicated EUR account to keep funds in EUR. Learn more about receiving EUR without a EUR account.
Pricing at a glance
Action | Essential | Pro | Prestige |
Open a EUR account | $5.99 one-time (waived for EU residents) | ✅ Free | ✅ Free |
Monthly fee to keep IBAN open | $0.99 / month | ✅ Free (included) | ✅ Free (included) |
Receive EUR (SEPA) | Free | Free | Free |
Send EUR (SEPA) | $1 per transfer | $1 per transfer | $1 per transfer |
Minimum balance | None | None | None |
🇪🇺 Based in the EU? The $5.99 opening fee is waived automatically. The $0.99 monthly fee still applies on Essential. On Pro and Prestige, both fees are fully included.
✅ Who is excluded from EUR account fees
EU residents — the $5.99 opening fee is waived. The $0.99/month still applies on Essential.
Prior activation fee payers ($5.99 or $1.99) — any user who paid an activation fee for the EUR account before the monthly IBAN fee was announced is excluded from the $0.99 monthly fee for that specific IBAN. Users who open a new IBAN after the announcement pay both the $5.99 activation fee and $0.99/month starting the following month.
nsave Pro and Prestige subscribers — both the activation fee and the monthly fee are included in your subscription.
How to open a EUR account
Open the nsave app and go to Accounts.
Tap Add account and select EUR.
Confirm the account opening fee (if any) and tap Open account.
Your EUR account details (IBAN and BIC) will appear immediately and are ready to receive funds.
How to receive EUR
Share your EUR account details (IBAN and BIC) with the sender. Incoming SEPA transfers are free and typically arrive within 2–5 business days, depending on the sender's bank.
How to send EUR
Tap Send from your EUR account.
Enter the recipient's IBAN and full name as it appears on their account.
Enter the amount and review the fees.
Confirm with your usual nsave authentication.
Frequently asked questions
Is the EUR account really free for EU users?
The $5.99 opening fee is waived if your residential address is in an EU country. The $0.99 monthly fee still applies on Essential. On Pro and Prestige, both fees are fully included.
Is there a minimum balance?
No. You can hold any amount, including zero.
Which payment network is used for EUR transfers?
EUR transfers — both incoming and outgoing — are processed via SEPA, which covers EU/EEA countries and several others.
Can I convert EUR to another currency I hold on nsave?
Yes. You can convert to USD or GBP instantly and 24/7.
Are third-party transfers supported?
Yes. Third-party transfers are supported.
Need help? Reach out via support@nsave.com or from the Help section in the app.