Overview
Platinum is the premium tier on Plasma One. It gives you the highest cashback rates, boosted AI and airline cashback, premium AI subscription credits, no added Plasma fees, Visa Infinite benefits, and VIP support. It is designed for users who want to get the most out of Plasma One.
Platinum currently requires locking 100,000 XPL for 12 months. This is a promotional rate for the first 30 days from launch. After that, the requirement increases to 150,000 XPL.
→ See: Promotional Platinum offer
→ See: How do I upgrade my tier?
What you get on Platinum
Cashback
Earn cashback on eligible card purchases, paid in XPL.
Your cashback rates are tied to your tier, not your card. All cards on your account benefit from your current tier regardless of which card you use to spend.
Note: Visa benefits however are tied to the specific card used to make the purchase.
On your monthly spend | Cashback rate |
First $3,000 | 4% |
Next $7,000 ($10,000 total) | 3% |
Next $2,000 ($15,000 total) | 2% |
On the rest ($15,000+) | 1% |
Cashback is calculated at the point your transaction settles or is captured, not when it is authorised.
Cashback is currently paid out weekly (currently on Thursdays). Rewards may remain pending for several days after a transaction posts and vest only at the end of the pending period. Payout timing may change.
AI cashback
Earn boosted cashback on eligible purchases at AI merchants including ChatGPT, Claude, Cursor, and more.
On your monthly AI spend | Cashback rate |
First $500 | 10% |
Next $500 ($1,000 total) | 5% |
On the rest ($1,000+) | 1% |
→ See: How does AI cashback work?
Airline cashback
Earn boosted cashback on eligible purchases with partner airlines including United Airlines, Emirates, Singapore Airlines, Cathay Pacific, and British Airways.
On your monthly airline spend | Cashback rate |
First $500 | 10% |
Referrals
Duration | Rate |
6 months | 1% |
→ See: How do I refer a friend?
AI subscription credits
Platinum includes up to $20 per month toward ChatGPT Plus and up to $20 per month toward Claude Pro. Credits are paid as a USD rebate to your USD cash balance.
Cards
Platinum |
|
Virtual cards | Up to 3 free |
Additional virtual cards | Coming soon |
Physical card | 1 free (coming soon) |
Visa benefits | Visa Infinite |
→ See: How many cards can I have?
Annual Fees
Annual cost | 100,000 XPL locked* |
Promotional rate. Increases to 150,000 XPL after the first 30 days from launch.
→ For a fee breakdown on FX, onramp and offramps fees, see: What are the fees on Plasma One?
Support
Platinum members receive VIP support.
Perks and benefits
Platinum includes a full suite of Visa Infinite purchase, travel, and lifestyle benefits.
Visa benefits apply to purchases made with the corresponding card. Signature benefits require a Signature card, Infinite benefits require an Infinite card.
Terms
Full details on cashback eligibility, referral conditions, and tier benefits are in the Plasma One Rewards Addendum.
Rates, amounts, limits, eligible merchants and perks are the parameters currently in effect. They are variable and may change prospectively in accordance with the Plasma One Rewards Addendum.
XPL is a digital asset. It is not legal tender, is not a bank deposit, is not government-backed, and is not FDIC or FSCS insured. Its value can fall as well as rise and may decline to zero.
UK users: Due to the potential for losses, the Financial Conduct Authority (FCA) considers this investment to be high risk. See the additional disclaimers here.