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Local Payout Guide for UAE πŸ‡¦πŸ‡ͺ

Here is how you can do an AED withdrawal using nsave

Quick summary

  1. Two ways to send. Pay out directly to a UAE bank account or send for cash pick-up.

  2. Bank payouts in 1-3 business days.

  3. Live rates and fees. Exchange rate and fees are shown before you confirm.

⚠️ Important: Payouts are currently only available from your USD account.

If your funds are in GBP or EUR, please convert and transfer them to your USD account first before initiating a payout. Currency exchange is available 24/7 with no minimum.

Follow this step-by-step guide to send AED to a recipient in the UAE:

Step 1: Click on Send


  • Open your nsave app

  • Tap the "Send" button on your home screen

  • This will take you to the Recipients screen

Step 2: Add a New Recipient


  • Tap the βž• icon at the top right corner

Step 3: Select Country and Currency


  • Choose United Arab Emirates as the recipient country

  • Select AED as the currency

Now enter the recipient details:

  • First Name

  • Last Name

Make sure you are sending the transfer to an individual account.

At the moment, transfers to company or business accounts aren't supported, the contact can only be created if the recipient is an individual (person-to-person transfer).

Tap Continue

Step 4: Choose Recipient Account


Select the desired payout method:

  • Bank Account

    • You will need to add the recipient's IBAN (UAE IBANs start with AE and are 23 characters long)

  • Cash pick-up

    • You will need to add the recipient's phone number

    • The recipient will collect the cash at a partner cash pick-up location in the UAE using a reference code we send them

Step 5: Enter Amount & Review


  • Enter the amount in USD you wish to send

  • The app will show the converted AED amount, the fee, and the current exchange rate

Add a reference (optional), then tap Preview

Step 6: Share Transfer Purpose


  • Choose the purpose of your transfer from the dropdown

  • Write a short description of why you're sending the money

Tap Continue


βœ… Done! Your withdrawal is now being processed.

  • Bank payouts usually arrive within 1-3 business days. In rare cases, it may take a little longer depending on the receiving bank.

  • Cash pick-up β€” the recipient will be notified once the funds are available to collect.


Frequently asked questions

Why is GBP or EUR to AED not supported directly?

Payouts to AED must be made from a USD balance. If your funds are in GBP or EUR, you can convert them to USD in the app first β€” currency exchange is available 24/7 with no minimum.

Can I send to a company or business account in the UAE?

No. Only person-to-person transfers to individual accounts are supported at the moment.

What does the recipient need to collect a cash pick-up?

A valid ID and the reference code we send to the recipient's phone number. They can collect the funds at any partner cash pick-up location in the UAE.


That's it πŸ’Έ

Need help? Contact our customer support anytime β€” we're happy to assist.


Warm regards,

The nsave team ✨

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