Quick summary
Two ways to send. Pay out via bank transfer (SWIFT) or via Instapay for near-instant delivery.
Live rates and fees. The app shows the exchange rate, fee, and final EGP amount before you confirm.
USD account only. Payouts are made from your USD balance β convert from GBP/EUR if needed (24/7, no minimum).
β οΈ Important: Payouts are currently only available from your USD account.
If your funds are in GBP or EUR, please convert and transfer them to your USD account first before initiating a payout.
Follow this step-by-step process to learn how to transfer money to Egypt:
Step 1: Click on Send
Open your nsave app
Tap the "Send" button on your home screen to access the Recipients screen
Make sure you are sending the transfer to an individual account.
At the moment, transfers to company or business accounts aren't supported, the contact can only be created if the recipient is an individual (person-to-person transfer).
Step 2: Add a New Recipient
Tap the β button at the top right
Step 3: Select Country and Currency
Set Egypt as the recipient country
Choose EGP as the currency
Enter the recipient's:
First Name
Last Name
Tap Continue
Step 4: Choose Recipient Account
Select the desired payout method:
π’ Instapay (recommended β near-instant)
Delivery: Usually within minutes, 24/7
You'll need the recipient's Instapay Payment Address (IPA) β e.g. name@bank β or their mobile number/account number linked to Instapay
Available for transfers to any Egyptian bank or wallet that participates in the Instapay network
π¦ Bank Account (SWIFT)
Delivery: 1-3 business days
You'll need:
Bank Account Number
Bank SWIFT Code (e.g. Banque Misr = BMISEGCX β you can search your bank's SWIFT code on Google)
You'll also be asked to enter the recipient's contact number and full address
Tap Continue
Step 5: Enter Amount and Review
Select the saved recipient
Enter the amount in USD you wish to send (Minimum: $27 for SWIFT)
The app will display the equivalent amount in EGP, including fees and current exchange rate
Add a Reference if needed, then tap Preview
Step 6: Purpose of the Transfer
Choose a Transfer Purpose from the dropdown
Provide a brief description of the transfer
Tap Continue
β Your withdrawal will now be processed.
Instapay: Usually arrives within minutes.
SWIFT (bank transfer): Usually arrives within 1-3 business days. Delays may occur depending on the receiving bank.
Frequently asked questions
What's the difference between Instapay and a bank (SWIFT) transfer?
Instapay is Egypt's instant payment network β funds typically land within minutes, 24/7. SWIFT bank transfers take 1-3 business days but use traditional bank-to-bank rails. Pick Instapay when speed matters and your recipient has an Instapay-enabled account or wallet.
What is an Instapay Payment Address (IPA)?
An IPA is a simple identifier your recipient sets up with their bank or wallet, usually in the format name@bank (for example, ahmed@cib). It lets you send funds without sharing a full account number.
What if my recipient doesn't have Instapay?
Use the Bank Account (SWIFT) option instead β all you'll need is their account number and the bank's SWIFT code.
That's it πΈ
If you need help at any step, feel free to reach out to our support team β we're always here for you.
With appreciation,
The nsave team β¨