Quick summary
Three ways to send. Pay out via bank transfer (SWIFT), via Instapay for near-instant delivery, or directly to a mobile wallet (Vodafone Cash, Orange Cash, Etisalat Cash, Meeza Instant, Easy Cash, Phone Cash, or Qahera Cash).
Live rates and fees. The app shows the exchange rate, fee, and final EGP amount before you confirm. A minimum fee of $1.00 applies to EGP payouts; sending in USD is a flat $3.50.
USD, EUR, or GBP balance. Pay out from whichever account suits you — fees and rates are shown in-app.
💱 Update: Payouts can now be sent from your USD, EUR, or GBP account — pick whichever balance suits you. We've also added 7 mobile wallets and faster delivery — see Sending Money to Egypt: New Wallets, Better Rates & Faster Delivery for the full details.
Follow this step-by-step process to learn how to transfer money to Egypt:
Step 1: Click on Send
Open your nsave app
Tap the "Send" button on your home screen to access the Recipients screen
Make sure you are sending the transfer to an individual account.
At the moment, transfers to company or business accounts aren't supported, the contact can only be created if the recipient is an individual (person-to-person transfer).
Step 2: Add a New Recipient
Tap the ➕ button at the top right
Step 3: Select Country and Currency
Set Egypt as the recipient country
Choose EGP as the currency
Enter the recipient's:
First Name
Last Name
Tap Continue
Step 4: Choose Recipient Account
Select the desired payout method:
📱 Mobile wallet
Delivery: Usually in hours, not days
Send directly to Vodafone Cash, Orange Cash, Etisalat Cash, Meeza Instant, Easy Cash, Phone Cash, or Qahera Cash
You'll need the recipient's wallet-linked mobile number
🟢 Instapay (near-instant)
Delivery: Usually within minutes, 24/7
You'll need the recipient's Instapay Payment Address (IPA) — e.g. name@bank — or their mobile number/account number linked to Instapay
Available for transfers to any Egyptian bank or wallet that participates in the Instapay network
🏦 Bank Account (SWIFT)
Delivery: 1-3 business days (EGP) or about 1 business day (USD)
You'll need:
Bank Account Number
Bank SWIFT Code (e.g. Banque Misr = BMISEGCX — you can search your bank's SWIFT code on Google)
You'll also be asked to enter the recipient's contact number and full address
Tap Continue
Step 5: Enter Amount and Review
Select the saved recipient
Enter the amount in USD, EUR, or GBP you wish to send (depending on the account you're sending from). Minimum: roughly $27 / €25 / £20 for SWIFT.
The app will display the equivalent amount in EGP, including fees and current exchange rate
Add a Reference if needed, then tap Preview
Step 6: Purpose of the Transfer
Choose a Transfer Purpose from the dropdown
Provide a brief description of the transfer
Tap Continue
✅ Your withdrawal will now be processed.
Mobile wallet: Usually arrives in hours, not days.
Instapay: Usually arrives within minutes.
SWIFT (bank transfer): Usually arrives within 1-3 business days for EGP, or about 1 business day for USD. Delays may occur depending on the receiving bank.
Frequently asked questions
Can I send straight to a mobile wallet?
Yes — Vodafone Cash, Orange Cash, Etisalat Cash, Meeza Instant, Easy Cash, Phone Cash, and Qahera Cash are all supported, in addition to any Egyptian bank account.
What's the difference between a mobile wallet, Instapay, and a bank (SWIFT) transfer?
A mobile wallet payout and Instapay both typically arrive within hours or minutes. SWIFT bank transfers take 1-3 business days (EGP) or about 1 business day (USD) but use traditional bank-to-bank rails. Pick a wallet or Instapay when speed matters and your recipient has one set up.
What is an Instapay Payment Address (IPA)?
An IPA is a simple identifier your recipient sets up with their bank or wallet, usually in the format name@bank (for example, ahmed@cib). It lets you send funds without sharing a full account number.
What if my recipient doesn't have Instapay or a mobile wallet?
Use the Bank Account (SWIFT) option instead — all you'll need is their account number and the bank's SWIFT code.
Are there any fees?
Yes. A minimum fee of $1.00 applies to EGP payouts; sending in USD is a flat $3.50. The exact fee and exchange rate are shown in the app before you confirm.
That's it 💸
If you need help at any step, feel free to reach out to our support team — we're always here for you.
With appreciation,
The nsave team ✨