Every nsave card is a virtual Visa card in USD — works worldwide online and in store, and sits alongside your nsave account. The card you get depends on your subscription plan.
ℹ️ Prestige includes both cards. On Essential and Pro, each plan includes one active card at a time. Support for multiple cards there is coming soon.
What each card costs
Your plan determines which card is included and what, if anything, you pay for it.
Essential | Pro | Prestige | |
Visa Platinum card | $1.99 one-time | ✅ Included | ✅ Included |
Visa Infinite card | — | — | ✅ Included |
Monthly card fee | None | None | None |
Apple Pay / Google Pay | ✅ | ✅ | ✅ |
✅ Already paid for a card before? Your Platinum card is free — see I already paid for a card. What happens now?
ℹ️ Prestige and the Infinite card: the Infinite card is included in your Prestige subscription — no one-time fee, but it does come with a 6-month commitment counted from the day the card is issued (not from the day you subscribe). If you leave Prestige before that, your card is locked when your downgrade takes effect (the end of your current billing period). Rejoin Prestige within a month and it unlocks; otherwise it's closed. After 6 months from issuance, it's yours to keep. If you already held a paid Infinite card before joining Prestige, that card is your included one and is never locked or surrendered.
What both cards give you
Every nsave card — Platinum and Infinite — comes with the following benefits as standard:
Spend worldwide — online, in store, and anywhere Visa is accepted
Apple Pay and Google Pay — tap to pay from your phone or watch
Freeze and unfreeze instantly from the app
Purchase Protection — new items covered against theft or damage for 180 days after purchase
Extended Warranty — up to one extra year on the manufacturer's warranty for eligible items
Price Protection — the difference back if an eligible item drops in price within 30 days
Car Rental Insurance — collision, theft and vandalism cover when you pay for the rental with the card
24/7 Visa customer service and access to the Visa Benefits Portal for claims and coverage details
What Infinite adds
Infinite is built for people who travel. You get everything in Platinum — with higher coverage limits — plus the following:
✈️ Discounted airport lounge access
Access to over 1,200 VIP lounges in 141 countries at a discounted rate via the Visa Airport Companion app.
🛡️ Travel cover, built in
Travel Accident Insurance — up to USD 1,500,000 of cover when you travel on a ticket paid with the card
Baggage Delay Insurance — cover for essentials while you wait for delayed checked bags
Baggage Loss Insurance — if your checked bags don't arrive at all
🎩 Visa Concierge
Your own assistance service, 24 hours a day, 365 days a year — restaurant bookings, travel arrangements, hard-to-get reservations, or anything else you need tracked down.
🏨 Visa Luxury Hotel Collection
Room upgrades, breakfast for two, late checkout, VIP status and more at over 900 premium hotels — when you book through the collection with your card.
Which card is right for you?
💳 Platinum — the right pick for everyday spending. A reliable USD card for online shopping, subscriptions, and in-store purchases, with solid purchase protection behind it. Included on Pro and Prestige.
💎 Infinite — the right pick if you travel, even occasionally. A few lounge visits or one delayed bag can be worth more than the subscription cost, and the cover applies automatically every time you travel on a ticket paid with the card. Included exclusively on Prestige.
How to get your card
Open the Cards tab in the app, tap to request a card, and follow the steps. Your card is issued based on your active subscription plan.
ℹ️ The Cards tab appears once cards are available in your country. See Why don't I see the Cards tab in the app? and How to order your nsave card for more.
Frequently asked questions
Are these physical cards?
Both are virtual cards. You can add them to Apple Pay or Google Pay to tap in store.
Is there a monthly or annual fee for the card?
No. You pay once when you order (or nothing at all if it's included in your plan), and there's no ongoing charge.
I'm on Pro. What card do I get?
The Visa Platinum card is included in your Pro subscription — no one-time fee. The Infinite card is available exclusively on Prestige. If you've already paid for one month of Pro, you keep your Platinum card at no cost even if you later move down to Essential.
I'm on Prestige. Do I still pay for the Infinite card?
No. The Infinite card is fully included in your Prestige subscription. See the commitment details above for what happens if you leave Prestige.
What happens to my Infinite card if I leave Prestige?
It depends on how long you've held the card, counted from when it was issued — not from when you first subscribed to Prestige. Within 6 months of issuance: your downgrade takes effect at the end of your current billing period, and at that point the card is locked. If you come back to Prestige within a month, it's unlocked. If you don't, it's closed. After 6 months from issuance, you keep the card even after leaving Prestige. If you held a paid Infinite card before ever joining Prestige, it's treated as your included card and is never locked or surrendered.
What currency is the card in?
USD.
Where is the card issued?
nsave cards are issued in Puerto Rico, a US territory. This doesn't affect where you can use it — the card works worldwide wherever Visa is accepted. This is useful to know when an app or form asks for your card's country of issuance, for example when registering in the Visa Airport Companion app for lounge access.
How do I claim a card benefit?
See How to use your Visa card benefits for the full guide.
Is the card available in my country?
Not everywhere — see Which countries can get an nsave card?
Have a question before you choose? Message us in the app or email support@nsave.com.