Your old ACH details closed on Wednesday 30 September 2026. New ACH details are now available in the app for eligible users. If you haven't set yours up yet, you can do that now — see How to set up your new ACH details. While you're getting that done, or if you're not eligible yet, you can still receive money on nsave in three other ways.
1. Your USD or EUR IBAN
Your nsave IBAN lets clients, platforms and employers pay you by international wire (SWIFT). Wires typically arrive within 1 to 3 business days.
Opening a USD, EUR or GBP IBAN now follows the standard pricing: $5.99 to open, then $0.99 a month starting the following month, unless you qualify for one of the exemptions below. The temporary free-opening offer for Pakistan residents has ended now that new ACH details are available.
Pakistani nationals who are not residents of Pakistan pay no activation fee and no monthly fee on a USD IBAN, on any plan, because ACH isn't currently available to this group. This is separate from the ACH transition and applies automatically — there's nothing you need to do.
Already have a USD or EUR IBAN? The $0.99 monthly fee on it is waived through 31 October 2026. From 1 November, the standard $0.99 a month applies, unless you're on Pro or Prestige, which include it. The waiver doesn't apply to GBP IBANs.
To find your details in the app: go to Account details, select your USD, GBP or EUR account, and open your SWIFT / IBAN details. Share the full details, including the SWIFT/BIC and any correspondent bank information shown, with whoever is paying you.
2. Stablecoin (USDT or USDC)
Instant, free, and with no conversion cost. Find your stablecoin deposit address in the app and share it with anyone who can pay you in USDT or USDC. Always check that the network shown in the app matches the one the sender is using.
3. ntag
Any nsave user, and any business running payroll on an nsave Business Account, can pay you instantly and for free using your ntag. You can share your ntag from your profile in the app.
Paid a salary through nsave?
If your employer pays you through nsave and your new ACH details aren't set up yet, we can set your employer up with an nsave Business Account, with free cards for their team, so they can pay you by ntag in the meantime. Write to support@nsave.com and our business team will arrange it with them directly.
Your balance, your card and your SWIFT / IBAN details are not affected by the ACH change. Only your ACH routing and account numbers are changing.
📥 Need help?
Our support team is here for you. Reach out via the app or email support@nsave.com.