Your old ACH details closed on Wednesday 30 September 2026. New ACH details are rolling out now: some users already have access, and everyone else who is eligible will get access over the coming week. Until yours are ready, you can't receive ACH payments, but you can still receive money on nsave in three other ways.
1. Your USD or EUR IBAN
Your nsave IBAN lets clients, platforms and employers pay you by international wire (SWIFT). Wires typically arrive within 1 to 3 business days.
To make up for the disruption, your USD and EUR IBAN is free to open for Pakistan residents while you wait for your new ACH details. It normally costs $5.99 to open, then $0.99 a month starting the following month. This is applied automatically, so there is nothing you need to do.
The free USD and EUR IBAN offer ends as soon as ACH is available to you in the app, or once the ACH rollout is finished, whichever comes first. After that, the standard price applies to anyone opening an IBAN: $5.99 to open, then $0.99 a month.
GBP IBAN: the GBP IBAN isn't part of this offer. It costs $5.99 to open, then $0.99 a month starting the following month. If you already have a GBP IBAN, you can keep receiving GBP payments on it as normal.
Already have a USD or EUR IBAN? The $0.99 monthly fee is waived until 31 October 2026. From November, the standard $0.99 a month applies. The waiver doesn't apply to GBP IBANs.
To find your details in the app: go to Account details, select your USD, GBP or EUR account, and open your SWIFT / IBAN details. Share the full details, including the SWIFT/BIC and any correspondent bank information shown, with whoever is paying you.
2. Stablecoin (USDT or USDC)
Instant, free, and with no conversion cost. Find your stablecoin deposit address in the app and share it with anyone who can pay you in USDT or USDC. Always check that the network shown in the app matches the one the sender is using.
3. ntag
Any nsave user, and any business running payroll on an nsave Business Account, can pay you instantly and for free using your ntag. You can share your ntag from your profile in the app.
Paid a salary through nsave?
If your employer pays you through nsave and you want to keep receiving your salary this month, we can set your employer up with an nsave Business Account, with free cards for their team, so they can pay you by ntag. Reply to our ACH update email or write to support@nsave.com and our business team will arrange it with them directly.
Your balance, your card and your SWIFT / IBAN details are not affected by the ACH change. Only your ACH routing and account numbers are changing.
📥 Need help?
Our support team is here for you. Reach out via the app or email support@nsave.com.