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Can I deposit a cheque into my ACH account?

nsave ACH accounts don't support cheques (paper checks or mobile check deposit). Here's how to get paid instead.

Short answer


No. Your nsave ACH account can only receive electronic ACH transfers. We don't support cheques of any kind, including:

  • Paper cheques mailed to nsave or to you

  • Mobile cheque deposit (taking a photo of a cheque in the app)

  • Cheques deposited at a bank branch or ATM using your nsave Routing and Account Numbers

How to get paid instead


Ask the person or company paying you to send the money as an ACH transfer (often called "direct deposit" or "bank transfer") instead of a cheque. Share these details from the app:

  1. Go to Account details (top-right button).

  2. Select your USD account.

  3. Tap ACH details and copy your Routing Number and Account Number.

Make sure the sender selects United States as the destination country and USD as the currency. Incoming ACH transfers must be at least $2.

I've already been sent a cheque. What should I do?


We can't process it. Please contact the sender, ask them to cancel or void the cheque, and request that they resend the payment by ACH using your nsave details above.

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Still have questions? Contact our support team through the nsave app.

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